GARLOY
FINANCIAL
SERVICES LIMITED
600 Bay Street, Suite 309 (corner of Bay & Dundas)
Toronto, Ontario, Canada M5G 1M6
tel. 416-977-3835; fax 416-977-3807
e-mail: click here website: www.garloy.com
GARLOY
FINANCIAL
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Garloy Financial Services Limited is committed to maintaining the security of your personal information and its accuracy while maintaining confidentiality.
This commitment is outlined in the following 10 principles. Each principle is to guide and govern the values established by the Personal Information and Electronic Documents Act (PIPEDA).
Principal 1 – Accountability
Garloy Financial Services Limited is responsible for maintaining
and protecting the client’s information under its control. Gary Lloyd
Gottlieb, the President of Garloy Financial Services Limited, is accountable
and responsible for Garloy Financial Services Limited’s compliance with
PIPEDA.
Principle 2 – Identifying the Purposes
Garloy Financial Services Limited will develop methods that clearly
identify which client information shall be required before or at the time
information is collected.
Principle 3 – Obtaining Consent
Establishing consent from the client is a requirement of the collection
and use or disclosure of personal information, except where required or
permitted by law.
Principle 4 – Limiting Collection
Garloy Financial Services Limited will limit the collection of information
to those details that are necessary for the purposes identified by the
transaction and/or under any of the terms of its financial institutional
agency agreements.
Principle 5 - Limited Use, Disclosure and Retention
Client information may only be used or disclosed for the purpose
for which it was collected unless the client has otherwise consented.
Garloy Financial Services Limited firms will establish and retain the information
for the period of time required to fulfill the purpose for which it was
collected or required or permitted by law.
Principle 6 – Accuracy
Garloy Financial Services Limited will keep client information up-to-date
as is necessary for the purposes for which it was obtained, and if required,
maintain its accuracy and completeness.
Principle 7 – Keeping Secure
Garloy Financial Services Limited’s client’s information will be
protected by security safeguards and procedures, which are appropriate
to the sensitivity level of the information.
Principle 8 – Safeguards and Procedures
Garloy Financial Services Limited will make available information
to clients concerning the policies and practices that apply to the management
and safeguards of their personal information.
Principle 9 – Client Access
Upon request, Garloy Financial Services Limited’s clients shall
be informed of the existence, use and disclosure of their information and
be provided access to it. This allows clients to verify the accuracy and
completeness of their information and, if appropriate, request that the
information be amended.
Principle 10 – Client Concerns or Complaints
Clients of Garloy Financial Services Limited may direct any enquiries
or questions with respect to these principles on privacy to Gary Lloyd
Gottlieb, President of Garloy Financial Services Limited.
The right to withhold information
Providing personal information is your personal choice. However,
in financial dealings, your decision to withhold particular details may
limit or restrict the services that can be provided by Garloy Financial
Services Limited and may make it difficult or impossible to render appropriate
alternatives.
Consent to use personal Information
Consent may be obtained in various ways. Obtaining express consent
could be in writing or it may be determined that consent has been implied
by the circumstances (for example, in a signed consent, e-mail or application
form, or verbally in person or over the phone). When receiving personal
information from you that enables Garloy Financial Services Limited, the
deposit agent, to provide you with the requested product or service, your
consent to allow us to deal with that personal information in a reasonable
manner would be implied. In doing so, you would be consenting to
our collection, use and disclosure to appropriate third parties of such
personal information for these purposes. You would also be authorizing
the use and retention of such information for as long as it may be required
for the described purposes. Your consent may remain valid even after
the termination of the relationship with you, unless you provide written
notice that such consent is withdrawn.
600 Bay Street, Suite 309 (corner
of Bay & Dundas)
Toronto, Ontario, Canada M5G
1M6
tel. 416-977-3835; fax 416-977-3807
e-mail: click
here website: www.garloy.com
